Is something not sitting right with your insurance claim? Here are the top signs the policy provider could be practicing insurance bad faith.
Insurance Companies Refusing to Pay Claims. Can I Take Legal Action?
If your insurance company has denied your claim, here’s what you should do next. Hint: don’t give up. Read this blog and follow up on your denial as soon as possible, especially in the case of bad faith insurance.
Why Do Insurance Companies Deny Claims?
Sometimes insurance companies deny claims for legitimate reasons and can be a symptom of a policy holder breaching terms or not understanding the insurance policy they hold. But sometimes legitimate claims are denied when your insurance company knowingly decides to act in bad faith. This can happen when an insurance company uses particular loopholes to […]
How to Respond When Your Insurance Company Denies Your Claim
Insurance is a contract between two parties, each with responsibilities. As the insured, you are responsible for paying insurance premiums as agreed, while your insurer is responsible for honoring the terms of your policy when a legitimate claim is made. Unfortunately, this is not always what happens when you file a claim with an insurance […]
What Injuries Are Considered Personal Injuries?
As a legal term, personal injury refers to a situation in which you have been injured or harmed in some way and another person is legally responsible for that injury or harm, regardless of whether the other person’s behavior was negligent, reckless, or intentional.
Subrogation Claims Defined and Explained
Subrogation claims are common in the world of insurance, but you may never have heard about them, or know how they might affect you. Read on to find out what subrogation is, how it relates to your insurance, and why it matters, particularly if you are involved in a personal injury case.
How Much Liability Coverage is Enough?
[vc_row][vc_column][vc_column_text] When it comes to automobile insurance, determining how much coverage you need may seem confusing. Your state likely has a minimum requirement for liability coverage, but this does not guarantee that amount is enough in case of an accident.
Our Best Advice for Homeowners Insurance Claims
With hailstorms, fires, floods, and other natural disasters growing rampant, it’s wise to have homeowners insurance—in fact, it’s a must! So, you dot all of your i’s and cross all of your t’s, pay all of your premiums, talk with all of the people, and fill out all of that paperwork.
5 Reasons Your Insurance Company May Not Be Responding to Your Claim
When you’ve been in an accident, you want to get back to normal life as soon as possible. The one thing that can hold you up is an insurance company that doesn’t cooperate with a timely pay-out. Are they allowed to keep you waiting?
What if My Employer Asks Me to Use My Personal Insurance for a Workplace Injury?
If it doesn’t seem right, you should speak with a workers’ compensation attorney. Most employers in South Dakota are insured against employee injuries, but coverage is not required by state law. Regardless, your employer should never ask you to use your own insurance to cover an on-the-job injury. There is typically one of three scenarios: […]
What Should You Do When You Have an Insurance Claim for Storm Damage?
When your home is damaged by wind or hail, knowing tips and insurance claims secrets can help you get the coverage you pay for. When you buy insurance, you are buying a friend. Someone who treats you fairly and will be there when you need help. Unfortunately, when hail and wind strike your home and […]
A Brief History of Long Term Care Insurance
If you cannot perform most activities necessary for daily living, whether due to a specific disability or a combination of conditions that sometimes develop with age, you may be entitled to long term care insurance benefits. Too often, those insurance claims are denied. Here’s how long term care insurance came about, and what you can […]
